The Terms of Use page addresses the following:

Please read these Terms of Use carefully:
The PRIVO-Lock™ system is owned and operated by Privacy Vaults Online, Inc. (“PRIVO”), and is accessible from the PRIVO.com website, as well as from our PRIVO-Lock™–enabled client sites. Your access to this system and your use of the information and services provided herein is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document and elsewhere on this website (known collectively as the “Terms of Use”). Your use of, and/or access to, this website and the information contained herein constitute your agreement to the Terms of Use. PRIVO reserves the right to amend the Terms of Use at any time. If you do not agree with these Terms of Use you should not use the PrivoLock™ system, including the PRIVO.com website.

I. Your Use of the PrivoLock™ System

You warrant and represent that you shall use the PRIVO-Lock™ system, including the PRIVO.com website, for lawful purposes only. You may be prompted during your use of the PRIVO-Lock™ system to create a user account by providing your personal information. Creation of this account allows you to provide consent for you or your child to provide information to one or more of our clients’ PRIVO-Lock™–enabled websites. The information that you provide to PRIVO is governed by our Privacy Policy. Use of your account is expressly limited to you. Your account may not be transferred or shared with any other party, temporarily or permanently. You agree to bear sole responsibility for all use of your account and for the confidentiality of your password. You represent and guarantee that all information provided to PRIVO is accurate, and agree not to impersonate any person or entity, falsely represent your affiliation with any person or entity, or otherwise provide the personal information of any third party.

In your use of the PRIVO-Lock™ system and website, you agree not to provide PRIVO with, use, post or transmit any material that is (i)false, misleading, or inaccurate, (ii) violates or infringes in any way upon the rights of others, (iii) is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane or otherwise objectionable, or (iv) encourages conduct that would constitute a criminal offense, gives rise to civil liability or otherwise violates any law. You further agree not to (i) post or transmit through the site any material that contains advertising or any solicitation with respect to products or services without PRIVO’s express prior approval, or (ii) use the site to advertise or perform any commercial solicitation, including, without limitation, the solicitation of users to become subscribers of other on–line services. Any conduct by you that in PRIVO’s discretion restricts or inhibits any other user from using or enjoying the site will not be permitted. If, in PRIVO’s sole discretion, you have violated these Terms of Use, including the provisions of this paragraph, PRIVO may take necessary measures to remedy your violation, including terminating your ability to access the PrivoLock™ system, and/or your membership.

II. Intellectual Property and Copyright Infringement Notice

The PRIVO-Lock™ system is owned, controlled and operated by Privacy Vaults Online, Inc. All materials used in connection with the PRIVO-Lock™ system, including the materials on the PRIVO website, including, but not limited to, images, text, illustrations, audio, video files and the selection, coordination and arrangement of such materials (collectively “Intellectual Property”), are protected by copyrights, trademarks, service marks, or other proprietary rights which are either owned by PRIVO, or owned by other parties who have licensed their intellectual property to PRIVO, and are protected by U.S. and international copyright, trademark, trade dress, patent, and other intellectual property laws. Privo™, PRIVO-Lock™, the PrivoLock™ logo, and all other derivations of the “PRIVO” mark are trademarks and/or service marks of Privacy Vaults Online, Inc., and all other trademarks, service marks, and trade names used on the site are the property of their respective owners.

Your use of the Intellectual Property is limited to downloading one temporary copy of parts or all of the Intellectual Property to a single computer for purposes of viewing and browsing the Intellectual Property. Except as expressly authorized herein, the Intellectual Property may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. Use or modification of the Intellectual Property in any form, including but not limited to use on any other website or networked computer environment, without express written authorization is a violation of PRIVO’s proprietary rights and is strictly prohibited.

III. Links

The PRIVO website may provide links to third party websites. These third party sites are not under the ownership or control of PRIVO and PRIVO is not responsible for and cannot control the content you find on those sites. PRIVO provides these links as a convenience to its users, and your access to those sites is at your own risk. The provision of these links does not imply a recommendation or endorsement by PRIVO of the linked site.

IV. Disclaimer/Limitation of Liability

YOU ASSUME FULL RESPONSIBILITY AND ALL RISKS ARISING FROM THE USE OF THE PRIVOLOCK™ SYSTEM, UNCLDUING USE OF THE PRIVO WEBSITE. THE PRIVOLOCK™ SYSTEM, INCLUDING THE PRIVO WEBSITE, IS PROVIDED ON AN “AS IS, AS AVAILABLE” BASIS. NO WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THOSE OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, ARE MADE WITH RESPECT TO THE INFORMATION OR CONTENT POSTED ON THE PRIVOLOCK™ WEBSITE, OR CONTAINED IN THE MATERIALS DISTRIBUTED WITH THE PRIVOLOCK™ SYSTEM. PRIVO, ITS CLIENTS, PROVIDERS, AND AUTHORIZED AGENTS HEREBY DISCLAIM ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS OR IMPLIED, CREATED BY LAW, CONTRACT OR OTHERWISE, INDCLUDING, WITHOUT LIMITATION, ANY WARRANTEIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOASE, TITLE OR NON–INFRINGEMENT. PRIVO RESERVES THE RIGHT OT MAKE ADDITIONS, DELETIONS, OR MODIFICATIONS TO THE INFORMATION PROVIDED ON THIS WEBSITE OR IN THE MATERIALS INCLUDED WITH THE PRIVOLOCK™ SYSTEM AT ANY TIME WITHOUT ANY PRIOR NOTIFICATION. UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, SHALL PRIVO, ITS CLIENTS, PROVIDERS, OR AUTHORIZED AGENTS RESPONSIBLE FOR ANY INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT MAY RESULT FROM THE USE, OR INABILITY TO USE, THE SERVICE OR WEBSITE, NOR SHALL PRIVO, ITS CLIENTS, PROVIDERS, OR AUTHORIZED AGENTS BE RESPONSIBLE FOR ANY DAMAGES THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES, ERRORS, DEFECTS, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE WHETHER OR NOT CAUSED BY EVENTS BEYOND PRIVO’s REASONABLE CONTROL, INCLUDING BUT NOT LIMITED TO ACTS OF GOD, COMMUNICATIONS LINE FAILURE, THEFT DESTRUCTION, OR UNAUTHORIZED ACCESS TO THE PRIVOLOCK™ SYSTEM, INCLUDING THE PRIVO WEBSITE, RECORDS, PROGRAMS, OR SERVICES. IN NO EVENT SHALL PRIVO’s TOTAL LIABILITY FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION EXCEED FIVE DOLLARS ($5.00). You agree that regardless of any statue or law to the contrary, any claim or cause of action arising out of or related to use of this website or the services or products offered herein must be filed within one (1) year after such claim or cause of action arose, or be forever barred. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages; as a result, the above limitation or exclusion may not apply to you.

V. Indemnification

You agree to indemnify PRIVO and its officers, directors, employees, agents, distributors and affiliates from and against any and all third party claims, demands, liabilities, costs, or expenses, including reasonable attorney’s fees, resulting from your breach of any of the provisions of this Terms of Use.

VI. Jurisdiction/Choice of Law

This site is controlled and/or operated by PRIVO from its offices within the Commonwealth of Virginia, United States of America. PRIVO makes no representation that materials in this site are appropriate or available for use in other locations outside the United States. This agreement shall be governed by, construed, and enforced in accordance with the laws of the Commonwealth of Virginia, as it is applied to agreements entered into as it is applied to agreements entered into and to be performed entirely within such State. Any action you or any third party might bring in connection with any matters related to the PRIVOLock™ system, including the PRIVO website, shall be brought only in either the state or Federal Courts located in Virginia, and you expressly consent to the jurisdiction of said courts.

VII. Severability

If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. You also acknowledge and agree that PRIVO will fully cooperate with any law enforcement authorities or court order requesting or directing PRIVO to disclose information or materials in our possession.

VIII. Assignment and Succession

PRIVO’s successors and assigns may fully enforce any term or provision of these Terms of Use, and all rights and benefits shall inure to such successors and assigns, with or without prior notice.

IX. Complete Integration/Waiver

This document, including the documents referenced by and incorporated into this document, form the complete agreement between you and PRIVO. Any other statements, trade practices, or conduct engaged in by either party shall not alter or modify this agreement; the words contained in this document control the entire meaning of this agreement. Any decision not to enforce a particular provision of this agreement does not waive the right to enforce it at any other time and PRIVO will not waive the right to enforce any provision of this agreement except in writing.